Hard Money Loans
A hard money loan is a short-term, asset-based loan commonly used by real estate investors.
Instead of qualifying based on income or credit, approval is primarily based on the value of the property being purchased or refinanced.
These loans are funded by private lenders or private investment groups, not banks. Because of this, hard money loans offer speed, flexibility, and easier qualification, especially for investment or non-traditional projects.
Hard money loans are typically used for:
- Fix and flips
- Short-term rentals
- New construction
- Land acquisition
- Bridge financing
- Properties that need major repairs and won’t qualify for conventional financing
Benefits of Hard Money Loans
Fast Approval & Funding
Flexible Qualification
Ideal for Fix-and-Flip & Rehab Projects
Higher Leverage for Investors
Minimal Documentation
Short-Term Solution
Useful When Speed Matters
Creative Deal Structures
Allows Borrowers to Leverage Opportunities
Real People, Real Reviews
I wanted to let you know how impressed I was with the job everyone did at your company. I have refinanced several times in the past and usually pick the company that has the lowest rates. Of course I did the same when I chose your company. However, this time I received great service to go with the low rate.