Privacy Policy
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At American Prime Rate LLC
We value your patronage and strive to provide high-quality products and superior customer service. The security and confidentiality of your private information are of utmost importance to us, and we are dedicated to offering you the highest level of protection and privacy for your data.
Our privacy policy details the sort of information we might collect from our clientele, how we might employ that information, the measures we take to safeguard the data, and what actions clients can undertake to limit sharing such information.
INFORMATION WE COLLECT
We amass public and nonpublic personal details such as your name and address, social security number, assets, income, property details, and other credit relationships. This information may be procured from the following sources:
- Forms you fill out, such as applications
- Reports from affiliate entities like credit bureaus, appraisers, or employers
HOW WE USE YOUR INFORMATION
The data we collect is employed to facilitate your transactions, manage your account(s), respond to court orders and legal investigations, or report to credit bureaus. Our company may utilize the information for several authorized reasons, such as managing your account.
HOW WE PROTECT YOUR INFORMATION
We employ physical, electronic, and procedural security measures to restrict access to customer information to only those employees who require the data to carry out their assigned responsibilities. Affiliates and vendors who offer services to American Prime Rate LLC and may be given access to your data for our business transaction with you sign a privacy agreement about protecting customer information. We educate our employees on safeguarding customer information and enforce policies prohibiting unauthorized disclosure or use of that information.
WEBSITE PRIVACY
Visitors to the American Prime Rate LLC website remain anonymous unless you apply online or otherwise decide to disclose your identity to us. Although we do not gather personal information identifying individuals who visit our site, we may collect certain information about our visitors, such as:
- Date and time of access to our site
- IP address
- Browser utilized
- City, state, and country
We leverage this information to generate summary statistics and to ascertain the level of interest in the information provided on our site.
Our website may also feature links to other companies. Please note that when you opt to use a link to visit another site, you become subject to that site’s security and privacy policy. We urge you to review their privacy policies before supplying them with personal data.
DISCLOSURES PERMITTED BY LAW
We refrain from disclosing customer information to affiliated or nonaffiliated third parties except as the law allows. The primary rules that dictate this issue are the Gramm-Leach Bliley Act of 1999, Regulation P, “Privacy of Consumer Financial Information,” and The Fair Credit Reporting Act.
CHANGES TO THIS INFORMATION
We retain the right to modify this policy without prior notice. We will forward you notice of the change when the law mandates. QUESTIONS?
Contact us at (714) 878-5031 or email us at [email protected]
Francesco Bianchini
CEO & President
Cell (714) 878-5031
NMLS #1026422
[email protected]
American Prime Rate LLC
4725 E. El Rito Dr.
Orange, Ca.92867
NMLS # 2421810