American Prime Rate LLC. – Mortgage Loan Broker Orange CA

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ADJUSTABLE RATE MORTGAGE LOANS (ARM)

Benefits of Adjustable Loans

For clients who anticipate a significant increase in income or property value in the next several years, plan short-term stays in their home, or would like to significantly lower their mortgage payments, an adjustable rate mortgage loan may be the right option. As the name implies, ARMs have interest rates that change at a pre-determined interval.

  • Savings can be used to pay down other debt.
  • The 7-year and 10-year ARMS are the most popular ones in this category of loans.
  • An ARM is a great option for clients who intend to refinance or sell a home in an expected time frame.
  • Buyers can save thousands of dollars in payments during the initial fixed period vs. a fixed rate loan with a higher rate.

Get a No-Obligation Rate and Closing Cost Analysis!

Choose Your Option.
PURCHASE A HOME
REFINANCE MORTGAGE
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CUSTOMER REVIEWS

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Robert M.

Your company was so much more professional than the last mortgage company I used. Every question I asked was answered honestly and accurately. I would recommend you to anyone.

John S.

I just wanted to thank you for constantly following up with me. The last time I refinanced it seemed as if I always had to follow up with the mortgage company. Thanks for staying on top of everything and keeping things moving forward."

Mary & Tom R.

I wanted to let you know how impressed I was with the job everyone did at your company. I have refinanced several times in the past and usually pick the company that has the lowest rates. Of course I did the same when I chose your company. However, this time I received great service to go with the low rate.